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There are many life essentials that an nzgirl attaches  herself to, from hair stylers and cameras, to priceless pieces of art, one-off designer dresses and valuable jewellery...
The mere thought of these no longer being in her life is enough to send shivers down her spine! How can the typical nzgirl protect herself from unnecessary heartbreak if such essentials were to go missing?
One word - insurance! Don't pull the 'I can't afford insurance' line - really, you have to ask yourself, 'Can I afford not to be insured?' When it comes to looking after your life essentials you need to work with an insurance company you can trust. AMI Insurance can work with you to make sure that if something does happen to your life treasures, you won’t be left dangling! Give AMI a call on 0800 100 200 or click here to visit their website to find out how they can help protect you and all your goodies with Advanced, Premier or Standard Contents Cover.
Claiming insurance on stolen or accidentally broken goodies can be so much easier if you present a receipt as proof of purchase. So every time you buy something precious, put the receipt away somewhere safe. Make sure you know or ask about the conditions of your policy, including your excess and the types of damage not covered, such as wear and tear.
We asked the nzgirl staffers to tell us what they couldn’t live without and give the low down on how to protect those items. We're also giving you the chance to win your choice of some fabulous goodies, including a iPod Shuffle, a Silver Kakapo Necklace from Boh Runga's Birdland Collection, a Samsung Digital Camera or a gorgeous Laptop Bag from Neelear Nomad!
 My Artwork
Tee, Editor
I can’t live without my: One-off piece of art
A few years ago for my 21st, a really good family friend of mine Jeff Lockhart created a piece of art for me, 'Tee’s Place in the Sun'. I’d wanted to one day have a piece of Jeff’s work in my house and now I have one that no one else will ever have! Not only was it my first piece of professional artwork, it was also made especially for me, symbolising where I had been and where I was going! It hangs on my wall and reminds me of this each and every day.
How to protect yours...
Keep your pieces of art protected with AMI Insurance Premier Contents Cover - you won't even need to take out a separate policy! If you have a piece of art worth more than $2,000, you’ll just need to get an independent valuation and list it separately on your insurance policy. To find out more ring 0800 100 200. If you don't have a piece of artwork yet, we recommend you check out fab Wellington based Popup Art Gallery. They are all about affordable yet beautiful prints and collectables perfect for any nzgirl.  My Camera Emma, Advertising Manager I can’t live without my: Digital camera This little baby comes with me everywhere and has a permanent home in my handbag ready to whip out for those important or just plain hilarious occasions. My photos are some of the most important things I own – they remind me of how great my friends and family are and how much fun we all have. I always make sure I burn them to CD though – so if I lose my camera I don’t lose my irreplaceable and much loved piccies! How to protect yours...
Make sure that no matter what, your digital camera is covered. Take out Advanced Contents Cover with AMI and if something goes wrong and your beloved digi cam goes missing or is accidentally broken, they'll replace it or repair it, no matter how old it is! Make sure you back up your photos though because insurance can never replace those! Buying from a reputable company is always a good idea when it comes to electronics. Not only can they give you a great range, their products will be authentic (and they can offer extended warranties and repair advice). Noel Leemings are official resellers for Canon, Fuji and Panasonic so you know you’re in good hands. Click here to win your own Samsung S760P Digital Camera!  My Hair StylerRamarea, Content Producer I can’t live without my: ghd I love my ghd. It probably says a lot about me that I got insurance solely for the purpose of protecting it! It’s one of my most treasured possessions (which I admit is probably a little weird!) but that’s because it was a bit of an investment ($360!) and makes my hair amazing. It’s a bit of a cliché but I really don’t know what I would do without it… I’d probably walk around with a sad face and manky hair! How to protect yours... If you're like Ramarea, you'll be happy to know that AMI will even cover you if something happens to your beloved ghd! Whether it's stolen or accidentally broken, if you've got Advanced or Premier Contents Cover with AMI they'll find a way to help you! It’s important to get your ghd’s from a reputable seller, so even if they seem cheaper from a small Australian based website it’s better in the long run to buy from your salon or somewhere you trust. We are huge fans of Shampoo Plus, a nationwide chain (and online store) that are known for their quality service. My Jewellery  Sarah, Art Director
I can’t live without my: Wedding and friendship rings
I’ve been married for almost six years now and I would be pretty gutted if my wedding rings were lost or stolen. Even though they are only pieces of shiny metal, they mean a lot to me for what they symbolise. Plus my husband chose them and bought them for me and that never happens! I wear them all day everyday and don’t ever take them off. How to protect yours... It's important to have insurance for all your items, including your precious jewels. Whether they are stolen or accidentally broken, you want to know that you can afford to replace or repair them. Contents cover with AMI will give you that security! Make sure that if you have precious jewellery worth more than $500 (AMI Standard Contents Cover) or $1,000 (AMI Advanced or Premier Contents Cover) to get them independently valued, and make sure those items are listed separately on your contents insurance policy. Click here to win your very own Silver Kakapo Necklace from Boh Runga's Birdland Collection!  My Designer Wardrobe Anya, Fashion and Beauty Editor I can’t live without my: Wardrobe Oh beloved wardrobe that I have spent so many years growing carefully, ignoring the pleas of my parents to invest in something that will actually reap returns! I love my wardrobe so much I can remember the stories behind how each piece came to be in my life, from my first piece of Karen Walker to the vintage Christian Dior dress and even that cute Valleygirl jacket. How to protect yours... A designer wardrobe needs some serious protection, so we recommend AMI contents insurance to cover your clothes and shoes for their market value. Make sure that if something does go heads up, you'll be able to rekindle your love for designer clothes! Why go overseas for your investment designer item when overseas they are snapping up local girl Karen Walker! I love her gorgeous dresses and coats, but she also offers more affordable smaller options!  Make sure you aren’t left in the cold if someone steals your straighteners or laptop and talk to AMI about your insurance options. Call them on 0800 100 200 or click here to visit their website to find out how they can help protect you and all of your essentials. Standard AMI policy criteria and terms and conditions apply. All AMI policies are subject to AMI’s underwriting terms and conditions.
Click here to get yourself in the draw to win one of four fabulous goodies - either an iPod Shuffle, a Silver Kakapo Necklace from Boh Runga's Birdland Collection, a Samsung Digital Camera or a gorgeous Laptop Bag from Neelear Nomad! Anya Merryfield .jpg)
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